Putting money back in your pocket!
Zenon Group Financial profile comparison We’re all familiar with feeling the time put into consistently investigating our financial opportunities can be exhausting and the...
Why tax efficiency is essential in an effective financial strategy
While families across Australia couldn’t be criticized for feeling the pinch especially when considering our general out of pocket costs, there is an...
What are the consequences of indecision
What are the consequences of indecision? When it comes to making difficult financial decisions that may involve taking a step backward in order to make many steps forward, lots of families find themselves in a state of limbo. Often we feel as if our finances raise more questions than we are able to answer ourselves. “Do I really want to give up X‐Y‐Z in order to make additional mortgage or super contribution?” “If I leverage the equity in my own home, what happens if my investment vehicle heads south?” “Is now the right time to refinance or should I hold out for a better deal?” “Is the money I put forward for my advice truly worth the end results I am achieving?” If you match this with a literal bucket load of products offered by larger and smaller financial institutions, you wouldn’t be blamed for feeling like you would have to take annual leave simply to be as thorough as you’d like to be. These compounding elements, life’s demands and coupled with an abundance of information inflict a state of paralysis on many people where the ultimate decision they make is to make no decision at all. It would be fair to say that we never stop seeking a better pathway to achieve our goals and once we’ve reached them, we change our goal posts in hope of achieving more. This takes careful consideration and an understanding that the decisions you make will have a ripple effect on both your personal and financial future. While the paths forward may differ, each of us strives toward a debt free retirement that allows us the freedom to do the things we haven’t done and the financial structure to provide what we didn’t have to the family we have built around us. To create a retirement worth your forty‐five to fifty years of hard work and sacrifice, a common falling point for many people is the ability to identify, understand and follow up with decisive action....
What is the best way to generate wealth?
As Australian families are becoming more in tune with their financial circumstances more people are beginning to ask the burning question we know...
Are you suffering from mortgage stress?
You may have heard the term mortgage stress thrown around however not many people know what it really means. By face value the...
5 tips to greatly reduce your debt
Many of us are aware of the path most traveled and It’s rare to speak with a mortgagee who isn’t paying more frequently,...